Payhip fee calculator
Fees as of 14 Nov 2026. Sources are listed below.
On a $17.00 sale with no other costs, Payhip Free plan takes $0.85 and a 2.9% + $0.30 card fee takes $0.79, so you keep $15.36. Payhip Plus charges 2% platform fee, plus your card processor rate (plan costs $29.00 a month, not counted per sale). Payhip Pro charges 0% platform fee, plus your card processor rate (plan costs $99.00 a month, not counted per sale).
Fees shown are for US-based sellers selling to US buyers with domestic cards.
What you keep at common prices
No product cost, no sales tax. Card fee 2.9% + $0.30 (Stripe standard US rate). PayPal Checkout and Guest Checkout charge 3.49% + $0.49 in the US, or 4.99% + $0.49 for an international buyer (paypal.com, checked 14 Nov 2026).
| Sale price | Payhip Free plan fees | Payhip Free plan keep | Payhip Plus fees | Payhip Plus keep | Payhip Pro fees | Payhip Pro keep |
|---|---|---|---|---|---|---|
| $5.00 | $0.70 | $4.30 | $0.55 | $4.45 | $0.45 | $4.55 |
| $10.00 | $1.09 | $8.91 | $0.79 | $9.21 | $0.59 | $9.41 |
| $17.00 | $1.64 | $15.36 | $1.13 | $15.87 | $0.79 | $16.21 |
| $25.00 | $2.28 | $22.72 | $1.53 | $23.47 | $1.03 | $23.97 |
| $50.00 | $4.25 | $45.75 | $2.75 | $47.25 | $1.75 | $48.25 |
| Sale price | Payhip Free plan keep | Payhip Plus keep | Payhip Pro keep |
|---|---|---|---|
| $5.00 | $4.09 | $4.24 | $4.34 |
| $10.00 | $8.66 | $8.96 | $9.16 |
| $17.00 | $15.07 | $15.58 | $15.92 |
| $25.00 | $22.39 | $23.14 | $23.64 |
| $50.00 | $45.26 | $46.76 | $47.76 |
Lowest price for a 30% margin when your cost is $6.00
| Channel | Lowest price | Fees | Profit | Margin |
|---|---|---|---|---|
| Payhip Free plan | $10.15 | $1.10 | $3.05 | 30.05% |
| Payhip Plus | $9.68 | $0.77 | $2.91 | 30.06% |
| Payhip Pro | $9.39 | $0.57 | $2.82 | 30.03% |
Try your own numbers
| Lowest price that keeps your margin | |
| Fees at that price | |
| Profit at that price | |
| Fees at your price | |
| You keep at your price | |
| Margin at your price |
How the math works
Fees on a sale equal price times the percentage fees, plus the fixed fees, with each part rounded to the cent. If you enter a sales tax rate, card processing is worked out on the price plus tax wherever the platform charges it that way or doesn't say.
Answers below $1.00 are raised to $1.00. That floor is our assumption, not a platform rule.
The lowest price for a target margin starts from (cost plus fixed fees) divided by (1 minus the fee percentage minus the margin), then moves up one cent at a time until the margin still holds after rounding. That is why an answer can sit a cent above the plain formula.
Rounding each fee to the cent is this calculator's rule. Platforms don't publish theirs, so a statement can differ by a cent.
The fees used
- Payhip Free plan. 5% platform fee, plus your card processor rate. Status sourced, read on the source page. Processing on the total including sales tax not stated by the source, so treated as yes. Checked 14 Nov 2026. source 1
- Payhip Plus. 2% platform fee, plus your card processor rate (plan costs $29.00 a month, not counted per sale). Status sourced, read on the source page. Processing on the total including sales tax not stated by the source, so treated as yes. Checked 14 Nov 2026. source 1
- Payhip Pro. 0% platform fee, plus your card processor rate (plan costs $99.00 a month, not counted per sale). Status sourced, read on the source page. Processing on the total including sales tax not stated by the source, so treated as yes. Checked 14 Nov 2026. source 1
- Card processors. Stripe standard US card rate, 2.9% + $0.30. stripe.com/pricing, checked 14 Nov 2026. PayPal Checkout or Guest Checkout (US, domestic), 3.49% + $0.49. www.paypal.com/us/business/paypal-business-fees, page updated 4 Nov 2026, checked 14 Nov 2026.
Questions
How much does Payhip Free plan take from a $17.00 sale?
On a $17.00 sale with no other costs, Payhip Free plan takes $0.85 and a 2.9% + $0.30 card fee takes $0.79, so you keep $15.36.
Is the card fee included?
No. Payhip charges its own fee and PayPal or Stripe charge theirs on top. This page fills in 2.9% + $0.30, Stripe's standard US card rate checked 14 Nov 2026. PayPal Checkout and Guest Checkout charge 3.49% + $0.49 in the US, or 4.99% + $0.49 for an international buyer (paypal.com, checked 14 Nov 2026). Pick PayPal in the calculator below to use it.
When does Payhip Plus or Pro cost less than the free plan?
Plus costs $29.00 a month and saves 3% of sales, so it pays off above $966.67 of sales a month. Pro costs $99.00 a month and saves another 2%, so it beats Plus above $3,500.00 a month. The card fee is the same on every plan.
What price keeps a 30% margin if my cost is $6.00?
If your cost is $6.00 and you want a 30% margin, the lowest Payhip Free plan price is $10.15. Fees at that price are $1.10 and profit is $3.05, a 30.05% margin. If your cost is $6.00 and you want a 30% margin, the lowest Payhip Plus price is $9.68. Fees at that price are $0.77 and profit is $2.91, a 30.06% margin. If your cost is $6.00 and you want a 30% margin, the lowest Payhip Pro price is $9.39. Fees at that price are $0.57 and profit is $2.82, a 30.03% margin.
Does this include sales tax or VAT?
No. Payhip's pricing page says it collects, reports and remits EU and UK VAT and US and Canadian sales tax for you. Tax is left out of the tables on this page. The calculator below has a buyer sales tax box.
Price every product at once
Marginrule Pricing Workbook Lite is a free Excel workbook that does this math for one product. Marginrule Pricing Workbook does it for up to 200 products across every channel you sell on, for $17.00.
Get the free workbook See the full workbook